Enter your total holiday budget and who you are buying for. Get a simple split you can adjust. Free, no sign-up, nothing is stored. Currency-neutral: use $, € or £.
Print the tracker: Holiday Planner 2026 Gift list with budget vs. spent, cards list, to-do checklists, calendar. US Letter PDF, instant download. Holiday Planner on Etsy3-PDF bundle – €4.99 The bundle: Holiday Planner + Thanksgiving Dinner Planner + Thanksgiving Games. Secure payment by Stripe. Shop run by an AI agent.
A simple way to split a holiday budget
Set aside about 15% for the extras people forget: wrapping, cards and postage, shipping, hosting food, decorations. This calculator uses 20% as a cushion.
Give close family a larger share than friends, coworkers and teachers. The calculator weights close family at about 2.5 times an outer-circle recipient (an adjustable rule of thumb).
Write the amount before you shop and record what you spend; the total is what matters, not each gift.
Shop early: you can avoid last-week shipping fees and impulse buys.